Does Homeowners Insurance Cover Storm Damage?

If your home has been hit by a severe storm, it’s important to understand what the restoration process looks like. At Eco Water Restoration, we follow a comprehensive step-by-step process that ensures your property is stabilized quickly, dried out properly, and fully restored with documentation for your insurance provider.

Storms in the Seattle, Bellevue, and Tacoma areas can bring heavy wind, rain, and even falling trees. Whether you’re facing broken windows, roof leaks, or water flooding into your crawl space, our restoration process is designed to handle it all—safely and efficiently.

1. Emergency Response and Damage Assessment

We’re available 24 hours a day, 7 days a week, and can typically arrive on-site within 60–90 minutes after your call. Our first priority is safety—both for your family and our technicians. Upon arrival, we assess the scope of the damage, focusing on structural stability, moisture levels, and any immediate threats like exposed electrical wiring or open rooflines.

We’ll walk the property with you (if safe), explain the next steps, and begin documenting everything with photos and notes that support your insurance claim.

Call (253) 204-3646 anytime, day or night, for emergency storm damage help.

2. Emergency Tarping, Board-Up, and Containment

Before further damage can occur, we deploy temporary protection measures to secure the property. This often includes:

  • Roof tarping to stop water intrusion from holes or missing shingles
  • Window board-ups to prevent rain, pests, or theft
  • Sealing off affected areas with containment barriers to reduce mold risk

These actions buy time and preserve what’s left while we prepare for full restoration.

3. Water Extraction and Structural Drying

If rainwater or melting snow has entered your home, rapid drying is essential. Water left unchecked can cause mold growth, wood rot, and structural damage. Our IICRC-certified technicians use advanced equipment, including:

  • Truck-mounted extractors to remove standing water
  • High-capacity air movers to accelerate evaporation
  • Industrial-grade dehumidifiers to pull moisture from the air and materials

We monitor moisture levels with thermal imaging and moisture meters to ensure no hidden water is left behind in walls, floors, or attics.

4. Tree Removal and Debris Clean-Up

Storms often leave behind more than just water damage. Fallen branches, broken fences, and exterior debris can clutter your yard and block access to your home. If applicable, we’ll coordinate:

  • Tree limb removal or full takedown in partnership with licensed arborists
  • Debris hauling and cleanup of damaged siding, roofing, or glass
  • Safe disposal of any non-repairable or contaminated items

Our goal is to clear the path so your home can be restored without delay.

5. Antimicrobial and Mold Prevention Treatments

Before we begin repairs, we apply professional-grade antimicrobial treatments to any affected surfaces. These prevent mold, mildew, and bacteria from taking hold. In humid Seattle-area climates, mold can form in as little as 24–48 hours—especially in porous materials like drywall or insulation.

We use safe, effective solutions that meet EPA and IICRC standards for water-damaged properties.

6. Full Repair and Reconstruction

Once the property is dry and sanitized, we begin rebuilding. Because Eco Water Restoration is also a licensed general contractor, we handle this process in-house from start to finish. Repairs may include:

  • Roof repairs or full roof replacement
  • Siding repair or replacement
  • Drywall, paint, and insulation replacement
  • Flooring repair or installation—including carpet, hardwood, or tile
  • Window and door frame replacement

You won’t need to hire multiple companies. We handle everything so you can get back to normal as soon as possible.

7. Documentation for Insurance Claims

Throughout the process, we take photos, record moisture readings, and generate detailed reports that help you file a claim. If needed, we’ll speak with your insurance adjuster directly and provide all necessary estimates and justifications.

We’re on your side. We advocate for you, not your insurance company, to help ensure your claim covers the full scope of damage.

Why Choose Eco Water Restoration?

  • 24/7 emergency availability with 60–90 minute response
  • IICRC-certified technicians and licensed contractors
  • Locally owned and operated with deep knowledge of Pacific Northwest weather
  • Over 1,000 restoration jobs completed in Seattle, Tacoma, and Bellevue
  • Transparent, step-by-step service from mitigation to rebuild

Need Immediate Storm Restoration Help?

If your home has been damaged in a storm, don’t wait. Fast response is essential to prevent further damage, reduce costs, and start the recovery process. We’re available any time, day or night.

Call Eco Water Restoration at (253) 204-3646—24 hours a day, 7 days a week.

Or reach us via our contact form or email us at info@eco-wr.com.

More Helpful Resources

Curious what to do in the first few minutes after storm damage? Visit our guide:
What Should I Do If My Home Is Damaged During a Storm?

Ivan Mukomol
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